Discounted Critical Illness Cover From Top UK Brands
We at www.mycriticalillnesscover.co.uk generate discounted critical illness cover quotes from all the top brand companies within the UK. We do this by giving back commission which lowers the premiums.
In put your details on our online quoting system to compare all the top brand UK companies. All quotes are generated automatically and based on the age, sex, smoker (or vaper) status and of course the amount of cover needed. Quotes generated by our system are already discounted but are based on a person without any health issues and subject to underwriting. Please call one of our advisors to discuss any health issues you think may affect the premium.
Critical illness cover is an insurance which is designed to pay out a lump sum payment in the event of the life assured being diagnosed with a critical illness. Cover will often be taken out alongside a life insurance policy and is called life and critical illness insurance. Cover varies quote a lot between different companies. Although all companies offering critical illness insurance have to meet the guidelines outlined by the Association Of British Insurance. This means they have to offer a certain standard of cover in order to offer this type of cover. It’s important to read through documentation carefully when comparing insurance companies and definitions of the policy they offer. Although companies have to cover certain illness’s to meet the ABI definitions they will vary on the severity a condition has to be in order to meet a claim. Companies will then also elect to add more definitions or illness’s in order to compete with each other.
We also offer company packages which can benefit all employees. We have numerous companies taking advantage of our business scheme including:
Critical Illness cover is there to pay out a lump sum or monthly income in the event that you are diagnosed with a critical illness. In order to get a pay-out the person must be diagnosed with an illness covered by the insurance company within the terms of the policy. All critical illness insurance cover things like heart attack, stroke and cancer but the definitions vary. It’s important to make sure you understand the differences. Ask your advisor to run through the illnesses within the key facts document when provided.
It’s important to make sure you disclose all details on the application honestly and to the best of your knowledge as this can effect a pay-out. Please speak to one of our qualified advisors for more information or quotes.