Unlike critical illness cover income protection will pay out a monthly sum if you are un able to work due to an illness. Income cover is sometimes taken out to cover a monthly mortgage payment in the event that the life assured was unable to work because of the illness. Income protection quotes are based on the persons income and you can normally take up to 75% of your monthly income as a benefit. The minimum deferred period is one month which means you would have to be unable to work for a least a month in order to start taking a payment. The longer the deferred payment the cheaper the quote will be. Please fill in your details using our online quoting system or call us to speak to a qualified income protection advisor.